Home Mortgage Rates Fall Again

By Franklin Rhodes • July 29th, 2010

Home mortgage rates dropped to the lowest level on record for the fifth time in six weeks.  With home loan rates this low it makes buying a home and mortgage refinancing more appealing as the housing affordability increases.  Get approved for a home refinance can be challenging as refinance guidelines have been modified to reduce the risk of loan default.  

Freddie Mac said the average home loan rate for 30-year fixed mortgage this week was 4.54%, down from 4.56 last week, mortgage company.  The home loan rate on the 15-year fixed loan dropped to 4%, down from 4.03 percent last week and the lowest on record.  Home mortgage rates have fallen since the spring.  Find out today if you qualify for a no cost mortgage.

Low rates helped spark a little activity in the weak housing market. Home loan applications for homes buying crept up 2% last week from the previous week, the Mortgage Bankers Association said Wednesday. Still, the housing market has been struggling and overall home mortgage applications were down last week as fewer people applied for mortgage refinancing assistance.

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